Ontario business owners

Need funding to grow?

We help Ontario businesses find grants, loans and financing — and build funding-ready applications.

  • Government grants
  • Business loans
  • Equipment financing
  • Working capital

Start here

See what your business may qualify for

Takes about 3 minutes. No obligation. Funding is subject to eligibility and approval.

Is this you?

Ready to grow, but need the capital?

  • Opening a new location or expanding your space
  • Buying equipment, machinery or vehicles
  • Hiring and training new staff
  • Bridging cash flow between big contracts
  • Launching a new product, service or project
  • Turned down by the bank and unsure why

Grants & funding

Find the right funding for your business

We identify the options you may qualify for, so you spend time only on applications worth making.

Government grants & subsidies

Federal, provincial and regional programs, including wage subsidies and project funding.

Small business loans

Bank, credit union and government-backed lending options.

Equipment & vehicle financing

Spread the cost of the machinery, tools and vehicles you need.

Working capital

Lines of credit and short-term options to keep cash flowing.

Private funding options

Alternatives for when traditional lenders aren't the right fit.

Not sure which fits? That's what the assessment is for.

Start my assessment

How it works

Four steps to funding-ready

  1. 1

    Funding assessment

    We review your business, goals and financials.

  2. 2

    Opportunity match

    A shortlist of programs and lenders you may qualify for.

  3. 3

    Application package

    Projections, business plan and a clear funding story.

  4. 4

    Lender-ready support

    We prepare you for reviewer and lender questions.

What you get

Applications built to be taken seriously

  • Eligibility review across funding types
  • Financial projections & cash-flow forecasts
  • Business plan and funding narrative
  • Credit file review to strengthen lender readiness
  • Program deadline tracking

Accounting-led advisory

Your numbers are prepared by an accounting professional — so lenders see figures they can trust.

Turned down by the bank?

We help you understand why — and get your business lender-ready for the next application.

Proudly serving the GTA

  • Toronto
  • Mississauga
  • Brampton
  • Vaughan
  • Markham
  • Oakville
  • Richmond Hill
  • Pickering

Meetings by phone, video or in person across the Greater Toronto Area.

Referral partners

Accountants, bookkeepers & equipment dealers.

Have clients who need capital? Ask us about our two-way referral partnership.

Become a partner

FAQ

Questions business owners ask

No. Funding is subject to eligibility and lender or program approval. We help you find suitable options and prepare strong applications.

Book your Business Funding Assessment

Find out what you may qualify for — and what you need to get there.

Start my assessment

705-500-8455 · creditvaleur@gmail.com

Valeur is an independent advisory service — not a lender, mortgage brokerage or government agency. Funding is subject to eligibility and lender or program approval. No approval is guaranteed.