Diagnose
Upload your Equifax and TransUnion reports. Valeur reads them and flags patterns worth reviewing, always showing the page it came from.
ValeurFor Canadians, coast to coast
Understand your credit file. Then do something about it.
Valeur turns your Equifax and TransUnion reports into plain English, shows what the two bureaus disagree on, and helps you organise disputes, bills, and settlement conversations — with you making every decision.
Four steps. Zero guesswork.
A calm workflow that takes you from a confusing PDF to a plan you're confident in.
Compare
See both bureaus side by side. Differences in balance, status, or missing accounts are highlighted — never labelled as errors on their own.
Plan
Track bills, balances, and settlement conversations in one place, with clear next steps you control.
Act
Generate dispute and settlement letters you review and approve. Valeur never sends anything on your behalf.
Private by design
Your reports live in your own secured space. Advisors only see what they're assigned to.
Nothing happens without you
No automatic submissions, no payments, no bank connections. Every action waits for your approval.
Canadian through and through
Built around Equifax Canada and TransUnion Canada files, and the way disputes actually work here.